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Up to 24 months of history available. This is rarely changed after initial setup — click the pencil to edit.

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Billing

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New transactions imported Pre-auth amount changes at settlement (hotel, gas, etc.) Large transactions

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How should we apply this change?

All future purchases from this merchant Recommended

We'll remember this and auto-categorize future transactions.

This transaction only

Use this when this purchase is unusual.

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Category: ⓘ

Bills are fixed recurring expenses (rent, subscriptions, car payment). Spending is everyday flexible expenses (groceries, dining). Goals are savings targets (emergency fund, vacation). Income tracks your paychecks and deposits.

Name: ⓘ

What to call this budget — shown in your lists. Keep it short and recognizable (e.g., "Groceries" or "Car Payment").

Amount: ⓘ

How much to allocate each period. For Bills/Spending this is your budget limit; for Income it's how much you expect to receive; for Goals it's your monthly savings contribution.

Goal: ⓘ

Optional savings target — the total amount you're aiming for (e.g., $5,000 for an emergency fund). Leave blank for non-savings budgets.

Target: ⓘ

Optional. The date you want to reach your goal amount. Used to show progress — the app doesn't automatically transfer funds on this date.

Cadence: ⓘ

How often this budget is funded — typically matches how often you're paid or how often the expense repeats.

Reference: ⓘ

A past date that anchors the cadence cycle. The app counts forward from this date to determine the next funding date — use your first payday or the date the expense first started.

Category: ⓘ

Name: ⓘ

What to call this budget — shown in your lists. Keep it short and recognizable (e.g., "Groceries" or "Car Payment").

Amount: ⓘ

How much to allocate each period. For Bills/Spending this is your budget limit; for Income it's how much you expect to receive; for Goals it's your monthly savings contribution.

Goal: ⓘ

Optional savings target — the total amount you're aiming for (e.g., $5,000 for an emergency fund). Leave blank for non-savings budgets.

Target: ⓘ

Optional. The date you want to reach your goal amount. Used to show progress — the app doesn't automatically transfer funds on this date.

Cadence: ⓘ

How often this budget is funded — typically matches how often you're paid or how often the expense repeats.

Reference: ⓘ

A past date that anchors the cadence cycle. The app counts forward from this date to determine the next funding date — use your first payday or the date the expense first started.

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